Most people treat a total and permanent disability (TPD) payout as the finish line. In reality, it's the starting line. Underinsurance in Australia means many families only discover the gap between what they expected and what they actually have at…
Recession is one of those words that gets thrown around more often than the economic data usually warrants, and "what is a recession" is one of the most-searched financial questions in Australia for good reason. Whether or not the economy…
If you’re thinking about selling your home later in life, you may have heard the term “downsizer contribution” and wondered what it actually means. A superannuation downsizer contribution is a way to put some of the money from selling your…
The 2026 Federal Budget introduced a broad range of proposed measures affecting taxation, investments, property, aged care, government support and the cost of living. While many of these announcements are still proposals and may change before becoming law, they provide…
Saving a home deposit is still one of the biggest hurdles for first home buyers. The latest ABS lending data shows first home buyer loan activity lifted again in the December quarter of 2025, but the value of those loans…
Superannuation, or just “super”, is money set aside for you while you work, so you can live off it when you retire. In Australia, employers must pay a percentage of your wage into your super account. This money is invested…
If you have ever asked yourself, “How much super do I need to retire?” you’re not alone. It’s one of the most common retirement questions Australians ask, and the answer depends on the lifestyle you want, not just your age…
It’s the big question on everyone’s mind: Can I withdraw from my superannuation early? The purpose of having a super fund is to accumulate it over time as a long-term investment to set you up for retirement. This being said,…
Last Updated 1st September 2026 A promotion, a pay rise, or a new high-paying role is a genuine achievement. Congratulations are in order, but so is a plan, because extra income doesn't automatically mean extra wealth. For high-income earners, what…
A Self-Managed Super Fund (SMSF) is a superannuation fund that allows individuals to take full control of their retirement savings. Unlike traditional super funds managed by financial institutions, an SMSF is run by the members who act as trustees. This…