Income - Expenses = Savings It is a simple equation. If you want more money there are three options - increase your income, decrease your expenses, or both. Yet many Australians find it difficult to save money. Let’s look at…
Have you heard the saying that you need $1 million or more to retire? It is an amount that is often quoted as the ideal for retirement. While many of us are preoccupied with current financial goals and needs, it…
Making the decision to see a financial planner means that you want to make a positive difference to your financial future. A professional financial planner can help you to understand the intricacies of investing, taxation, and the ever-changing legislation around superannuation. Here are four things…
The new year is a time when we often hear others speak about their new year’s resolutions and our TV airways are flooded with commercials for losing weight or giving up smoking. Why not try something a little different this…
Many Australians dream of traveling Australia in their retirement and work towards achieving this goal during their working years. Traveling our country is a rewarding experience and as it easy to become immersed in the array of sunny beaches and…
This year’s Federal Budget was announced on Tuesday 2nd April. An ‘election budget’ with future tax cuts for all Australians, especially low- and middle-income earners. Overall, there were minimal changes to super proposed in the Budget, with minor tweaks to…
If you were to travel back in time and speak words of advice to an 18-year-old you, what would you say? What would your older and wiser self reveal? Most of us have things we wish we knew when we…
Money is nearly in every facet of our lives and whether you agree or disagree, controls many different aspects. Understanding money and having control of your finances can be essential to not only your financial health but also your physical…
At the end of a busy year many take the time to reflect on the past and prepare for the future. Whether it be exercising, traveling, or improving your financial health, the start of a new year is a wonderful…
Many Australians are under the misconception that they only need a financial planner if they come into a financial windfall. A financial planner is helpful for people of all stages of life. Whether you are just starting out in your…