This year’s Federal Budget was announced on Tuesday 2nd April. An ‘election budget’ with future tax cuts for all Australians, especially low- and middle-income earners. Overall, there were minimal changes to super proposed in the Budget, with minor tweaks to…
If you were to travel back in time and speak words of advice to an 18-year-old you, what would you say? What would your older and wiser self reveal? Most of us have things we wish we knew when we…
Money is nearly in every facet of our lives and whether you agree or disagree, controls many different aspects. Understanding money and having control of your finances can be essential to not only your financial health but also your physical…
At the end of a busy year many take the time to reflect on the past and prepare for the future. Whether it be exercising, traveling, or improving your financial health, the start of a new year is a wonderful…
Many Australians are under the misconception that they only need a financial planner if they come into a financial windfall. A financial planner is helpful for people of all stages of life. Whether you are just starting out in your…
Income - Expenses = Savings It is a simple equation. If you want more money there are three options - increase your income, decrease your expenses, or both. Yet many Australians find it difficult to save money. Let’s look at…
The end of the year sees people get philosophical about the past year and what the new year will bring. Most people make New Year Resolutions about losing weight, exercising, and getting healthy. In 2018, why not make your financial…
The RBA recently announced that interest rates will stay at 1.5%. This is the 14th time rates have been held at this historical low. But do not get complacent. Interest rates are set to increase. It is just a matter…
Late June of 2017 marked an important milestone in my career; over a decade since becoming a financial adviser. When I first started, fresh out of university as a trainee adviser, I swiftly discovered that there was a big difference…
When starting a family future parents make plans for the nursery, get expert medical advice, buy the required baby paraphernalia and sort out their leave entitlements. However, what many fail to do is also plan for and organise their finances…