High-risk investments can play a role in some portfolios, but they aren’t right for everyone. They can offer higher returns, but they can also fall sharply in value, become hard to sell, or result in a partial or total loss…
There are various different types of investments available in Australia, but no single option suits everyone. The right mix of investments depends on your financial goals, time horizon, need for cash access, and comfort with risk. In most cases, strong…
If you have ever asked yourself, “How much super do I need to retire?” you’re not alone. It’s one of the most common retirement questions Australians ask, and the answer depends on the lifestyle you want, not just your age…
Receiving a compensation payout often follows a difficult period involving a personal injury, psychological injury, or other serious health impact. Whether the payout comes from a workers’ compensation claim, a motor vehicle accident, a public liability payout, or a medical…
When I turned 21, I didn’t have a wealth strategy. Like most young people, I had a part-time job, a few savings in the bank, and not much else. But my daughters—currently just 5 and 2 years old—are already on…
Debt recycling is a financial strategy that involves using the equity in your home to invest in income-producing assets while gradually converting non-deductible home loan debt into potentially tax-deductible investment debt. In simple terms, it’s about making your existing debt…
Once you have your budget under control and some funds saved for emergencies, you might consider getting started in investing. But where exactly do you start, and is it really worth doing over simple savings accounts? We’ll show you how…
The question of whether to rent or buy a house haunts many potential first home buyers. Homeownership is engrained in the Australian psyche as the “Great Australian Dream”. On the other hand, renting is linked to negative slogans like “rent…
Here is what you need to be doing in your 20s, 30s, 40s, 50s and 60s to prosper in retirement. Do you know how much superannuation you need to maintain your lifestyle in retirement? Your super is designed to last…
All Olympians have a coach to thank when it comes time to collect their medal. They may be the best in their sport, but without their coach, they lack a tailored game plan, full of their strengths and challenges, designed…