You don’t have to cut corners on your insurance or sacrifice the adequacy of your cover to make your policy more affordable. Choosing A Payment Structure Choosing stepped premiums in the first few years of your life insurance policy may…
A good number of Australians have set up Self-Managed Super Funds (SMSFs) to control their retirement savings. The advantages of this approach depend on your circumstances, abilities, and inclination. Maintaining a SMSF requires extensive financial and legal knowledge, which is…
The question of whether to buy or rent is one that haunts many potential first home buyers. Home ownership is engrained in the Australian psyche as the “Great Australian Dream”. Renting, on the other hand, has such renowned negative slogans…
Many Australians are under the misconception that they only need a financial planner if they come into a financial windfall. A financial planner is helpful for people of all stages of life. Whether you are just starting out in your…
The government released the 2018-19 Federal Budget on Tuesday 8 May. The Budget, touted as being an election vote sweetener, focused on providing tax relief to middle and low-income earners, changes to superannuation and increasing funds available to pensioners. The…
2nd May 2018 To the Clients of Elliot Watson Financial Planning, I, like many Australians, have been intently observing the royal commission into misconduct in the banking and financial sector. Whilst the royal commission has not yet handed down any…
This week at the banking Royal Commission there have been shocking revelations from the big banks and AMP of an industry rife with appalling adviser-centric behaviour. Tasked with investigating whether the banking and financial services sector engaged in misconduct and…
Congratulations to Elliot Watson Financial Planning on achieving a recent award for Risk Practice of the Year 2017. The "Awards of Excellence" Reward and Recognition program at RI Advice Group follows a great tradition of recognising our best performers within…
Senior Australians who feel their homes are too big now have the opportunity to sell the house, move into a smaller house and put the excess into a super fund. This is only for people aged 65 years and above,…