Superannuation – The Fee Mistake
Why Choosing A Super Fund Based On Fees Alone Is A Mistake We have all seen the ads on TV – Compare the pair - same income, same age, different superannuation balance and the reason is fees! It is a…
New Year Financial Health Resolutions
Towards the end of the year, people start to get philosophical about the last 12 months and start to wonder what the new year will bring. A lot of people make New Year resolutions that will improve their lives in…
Federal Budget Review 2023-24
The 2023 Federal Budget focuses on providing cost of living relief through lower power bills, higher welfare payments, and more support for small businesses and housing. Note: These changes are proposals only and may not be made law. Key announcements…
First Home Super Saver Scheme: Can It Save The Australian Dream?
Saving for a house can feel like an overwhelming and unachievable dream. Young Australians looking to enter the housing market are faced with the task of saving at least a 10% house deposit or 20% if they want to avoid…
Is Your Industry Fund Superannuation Safe?
Passive investment strategies and illiquidity issues within the industry fund sector could spell big trouble for your retirement nest egg. The biggest indicator industry funds are in trouble is they have asked to borrow money from the government to meet…
What To Expect When Visiting A Financial Planner
Making the decision to see a financial planner means that you want to make a positive difference to your financial future. A professional financial planner can help you to understand the intricacies of investing, taxation, and the ever-changing legislation around superannuation. Here are four things…
Barefoot Investor – There IS Value in Advice
Book Review ‘The Barefoot Investor – The Only Money Guide You’ll Ever Need’ has sold over a million copies indicating there is a strong desire for Australians to be more financially literate. This is not surprising considering a 2016 MLC…
Managing Your Insurance Costs
You don’t have to cut corners on your insurance or sacrifice the adequacy of your cover to make your policy more affordable. Choosing A Payment Structure Choosing stepped premiums in the first few years of your life insurance policy may…