A Self-Managed Super Fund (SMSF) is a superannuation fund that allows individuals to take full control of their retirement savings. Unlike traditional super funds managed by financial institutions, an SMSF is run by the members who act as trustees. This…
Too many people spend money they haven't earned, to buy things they don't want, to impress people they don't like. – Will Rogers An inheritance can be a once-in-a-lifetime opportunity, but it comes with emotional weight and financial complexity. Without…
Australia’s superannuation system—now valued at over $4.2 trillion—has long been one of our proudest national achievements, built on bipartisan policy, decades of discipline, and trust from everyday Australians.
As our population ages, you're likely hearing more about intergenerational wealth transfer—especially if you or your loved ones are preparing for it.
Did you know that older Australians who feel their homes are too big can sell their houses, move into smaller houses and put the excess into their super funds? This is only for people aged 55 years and above, with…
Why Choosing A Super Fund Based On Fees Alone Is A Mistake We have all seen the ads on TV – Compare the pair - same income, same age, different superannuation balance and the reason is fees! It is a…
Towards the end of the year, people start to get philosophical about the last 12 months and start to wonder what the new year will bring. A lot of people make New Year resolutions that will improve their lives in…
The 2023 Federal Budget focuses on providing cost of living relief through lower power bills, higher welfare payments, and more support for small businesses and housing. Note: These changes are proposals only and may not be made law. Key announcements…
Saving for a house can feel like an overwhelming and unachievable dream. Young Australians looking to enter the housing market are faced with the task of saving at least a 10% house deposit or 20% if they want to avoid…
Passive investment strategies and illiquidity issues within the industry fund sector could spell big trouble for your retirement nest egg. The biggest indicator industry funds are in trouble is they have asked to borrow money from the government to meet…