It’s the big question on everyone’s mind: Can I withdraw from my superannuation early? The purpose of having a super fund is to accumulate it over time as a long-term investment to set you up for retirement. This being said,…
Debt recycling is a financial strategy that involves using the equity in your home to invest in income-producing assets while gradually converting non-deductible home loan debt into potentially tax-deductible investment debt. In simple terms, it’s about making your existing debt…
Personal insurance allows you to protect what’s important to you The older we get, the more responsibilities we inevitably have: mortgages, car repayments and maintenance, children, school fees, and never-ending bills. The people in our lives depend on us…
Big changes are coming to aged care, affecting how support is accessed, funded, and delivered across Australia. Whether you're planning for your own future or helping a loved one navigate care options, it's essential to understand these aged care changes and…
Father’s Day is all about celebrating dads, father figures, and the important role they play in our families and communities. This year, we decided to mark the occasion in true Watson style—with a Dad Joke Battle! From our mortgage brokers…
Congratulations on your job promotion or salary increase! A job promotion, salary increase, or new high-paying role is a significant achievement—congratulations! While extra income is exciting, it also brings new financial responsibilities. For high-income earners, making informed decisions about your…
A Self-Managed Super Fund (SMSF) is a superannuation fund that allows individuals to take full control of their retirement savings. Unlike traditional super funds managed by financial institutions, an SMSF is run by the members who act as trustees. This…
Upsizing your home is more than just extra square footage—it’s about creating the lifestyle you want and ensuring your home is a better fit for your family’s needs. Whether you’re starting to feel cramped in your current home or planning…
Too many people spend money they haven't earned, to buy things they don't want, to impress people they don't like. – Will Rogers An inheritance can be a once-in-a-lifetime opportunity, but it comes with emotional weight and financial complexity. Without…
Australia’s superannuation system—now valued at over $4.2 trillion—has long been one of our proudest national achievements, built on bipartisan policy, decades of discipline, and trust from everyday Australians.