It’s the big question on everyone’s mind: Can I withdraw from my superannuation early? The purpose of having a super fund is to accumulate it over time as a long-term investment to set you up for retirement. This being said,…
Congratulations on your job promotion or salary increase! A job promotion, salary increase, or new high-paying role is a significant achievement—congratulations! While extra income is exciting, it also brings new financial responsibilities. For high-income earners, making informed decisions about your…
A Self-Managed Super Fund (SMSF) is a superannuation fund that allows individuals to take full control of their retirement savings. Unlike traditional super funds managed by financial institutions, an SMSF is run by the members who act as trustees. This…
Too many people spend money they haven't earned, to buy things they don't want, to impress people they don't like. – Will Rogers An inheritance can be a once-in-a-lifetime opportunity, but it comes with emotional weight and financial complexity. Without…
Australia’s superannuation system—now valued at over $4.2 trillion—has long been one of our proudest national achievements, built on bipartisan policy, decades of discipline, and trust from everyday Australians.
Superannuation is one of the most tax-effective ways to save for retirement in Australia, and making contributions to your super fund can significantly improve your financial future. There are two types of contributions you can make: concessional and non-concessional. Both…
Self-managed super funds (SMSFs) give individuals greater control over their retirement savings and offer flexibility in investment decisions. One popular strategy within SMSFs is using Limited Recourse Borrowing Arrangements (LRBAs) to invest in assets such as property. While LRBAs can…
A self-managed superannuation fund (SMSF) is a private superannuation fund that allows you to control your retirement savings. Unlike retail or industry super funds, SMSF members are also the trustees, meaning you can make decisions about how your fund is…
Going through a separation or divorce can be one of life's most challenging and emotional experiences. It affects the couple and their children, work, family, and friends. The process can be disruptive, often involving moving homes, changing schools, and grieving…
Did you know that older Australians who feel their homes are too big can sell their houses, move into smaller houses and put the excess into their super funds? This is only for people aged 55 years and above, with…