Testimonials | Newcastle | Elliot Watson Financial Planning

02 4038 1623

Testimonials

 Chris Burchell


 The team have been amazing and set me up exactly as I wanted to make the most of what I have and generate wealth for long term goals and planning.
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 22/08/25
 John Campbell


 Recently retired and transitioning assets into superannuation and investment funds. Jose and the Elliot Watson team are doing a brilliant job providing sound advice towards ensuring my funds will provide an adequate lifelong self funded pension. Highly recommend the Elliott Watson team.
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 18/07/25
 Tom Rees


 Highly recommend this company for anyone, but most importantly the youth. Without their expert advice, I’d not have a clear direction for my future personal/business ventures.
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 03/07/25
 Samantha Wallis


 Very knowledgeable and helpful to help set ourselves up for the future. Make things easy to understand and simple.
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 26/06/25
 Ellen Calver


 Vikas has been such a great help setting ourselves up to help grow our future. We are novices when it comes to finances and have appreciated guidance to set up our young family for success
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 26/06/25
 Rhys Wallis


 We have had some great catchups with Elliot and Vikas. Amazing communication and very supportive throughout the process. We now have some amazing strategies to grow our wealth and prepare for our families future. Thanks team!
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 26/06/25
 Troy Wright


 Jose from Elliot Watson has bee supporting us with Financial Planning for around 5 years now and both the service we receive and results we've managed to achieve have been amazing. Jose is not only knowledgeable but super friendly and delivers his advice in a really digestible way, especially for folks who aren't necessarily financially literate. The team behind Jose are outstanding too, quick follow up, reminders to hold us accountable for the plans we've agreed on and always there to help with any questions or support. The options Jose has provided in terms of where we invest has led to some above expectations growth since we began and his tips on how to maximize our returns leveraging the latest information has helped make sure we are making the most of our finances at all times. Couldn't recommend Jose and the team highly enough!
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 25/02/25
 Luke Percival


 Jose has been so helpful with restructuring our financial affairs and prepare for our future. Always so friendly and welcoming! Highly recommend!
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 21/01/25
 Karen Muddle


 Elliot Watson & team has helped us financially to achieve our goals & dreams. And we are happy to continue working with them into our future.
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 09/12/24
 neil mckeahnie


 I have been with Elliot Watson financial for approximately 4 years now and find all the staff involved with my account are very informative and supportive of my goals And very helpful with everything after the passing of my wife
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 25/11/24
 Carl McCullum


 Can't recommend Jose and the team enough. Been my financial advisor for over 5 years. Excellent service
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 25/11/24
 Anita French


 We've known Jose for quite some time and feel really comfortable with him. Also, the entire team at EWFP are very helpful. We look forward to our future meetings.
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 11/11/24
 Laura Higgins


 Ive been with Watson Financial for just over a year now, and very happy with the service. really supportive and informative. Would 100% recommend
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 27/10/24
 Micaella Hansen


 We can't recommend Elliot Watson Financial Planning enough! Working with Elliot and his team has been such a pleasure. They've helped us navigate income protection and life insurance, making sure we have the coverage that fits our family’s needs. We've also received valuable advice on superannuation, and setting up an investment account, which has helped us plan for a more secure future. What we really appreciated was Elliot’s friendly and approachable style. He took the time to explain everything, answer our questions, and make sure we felt comfortable every step of the way.
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 29/09/24
 hannah means


 Jose has been a pleasure to deal with. Extremely friendly, approachable and professional. He’s provided us with the guidance & information we needed to streamline our finances, reduce our tax and put together a financial plan for our families future. We highly recommend Jose and look forward to continuing with Elliot Watson.
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 20/09/24
 neridah busch nerryandterry@hotmail.com


 Over 10 years of working with Elliott and his team and gave found them to be friendly, knowledgeable and courteous. Very professional too.
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 10/07/24
 Glen Coulam


 Over 10 years of fun and growth thanks to Elliot and his team
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 22/06/24
 Renae Unicomb


 We are very grateful for the advice provided by Elliot Watson and the team at Watson Wealth, and the support they have offered through each stage of consultation with them; always putting the future of our family at the forefront of all decisions and actions made.
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 08/06/24
 Tony Regenfelder


 i always come away from my annual catch up with jose knowing i'm in great hands. He always puts me at ease.He really does care about my financial position . the meetings are always relaxed and at the end i feel i have a vision to my retirement
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 29/04/24
 Karen Whiteman


 We would like to say a big thank you to Jose. He has been amazing in his recommendations and organising our financial future. Jose has been extremely helpful and insightful. He has ensured we will be able to retire sooner rather than later. We would highly recommend Elliot Watson Financial Services to anyone.
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 29/04/24
 Frank Kummeling


 Jose and the team have provided and continue to provide a great service.
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 29/04/24
 Tania McCullum


 I would highly recommend Jose from Elliot Watson Financial Planning. Great professional advice, that is personalised to my needs.
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 29/04/24
 Annette Rae


 Elliot has been our financial advisor since 2008. We are now retired and are very happy with his management over the years. I would recommend him to anyone. His staff are also amazing.
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 29/03/24
 Sheree Sneesby


 I have had the pleasure of working with Elliot for many years and would not hesitate to highly recommend him. Elliot takes the time to understand my individual needs and has provided me with well-tailored and easy-to-understand advice.
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 29/03/24
 Vivienne Gambrill


 I would highly recommend Elliot. We’ve been working together for 10+ years. I’m comfortably retired now & enjoying life with the funds that we grew together over my working years.
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 29/03/24
 Chloe Nicole


 I've been a client of Elliot's for over 10 years. During that time Elliot has helped me with many financial strategies that i otherwise would not have been aware of, which ended up saving me a lot of money when buying & selling houses as just one example. He is not only very professional & knowledgable, but also caring & trustworthy, and someone i'm happy to call a friend. I'd highly recommend anyone that's looking for any sort of financial advice or planning to go and chat to Elliot.
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 29/02/24
 Jeffrey Flaherty


 Elliot and his team have always had our best interest in mind and communication has been excellent throughout
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 29/02/24
 Holly Gardner


 The team are all very approachable and knowledgeable and I have no hesitation recommending their services.
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 29/02/24
 Sonia Sinclair


 We have been with the team for 12 months and so far we are very happy with there advice and our investment .
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 29/02/24
 Steveo Fisher


 Edit 2/1/24 Not a bot. please check your records again for Steve B postcode 2290 apt was 14/12/23 10am with Jose. Some of us (who aren’t advertising on google) like to keep our privacy. I’m sure you would like Google to take this review down I welcome them contacting me for verification. Your process does not need clarifying, I went through it and my review is response to it. With regards to “only then do we provide a quote for proceeding”, I’m not sure how you label this as a “quote” when it is a fixed fee (or so I was advised by Jose) you know in advance of the first call, but you do NOT disclose until the customer has paid $500. This could easily be called out at the beginning of the process (especially when you mention the initial fee e.g. our fees are $500 for an initial consultation and an additional $6500 if you would like any personalised details (unless of course you are happy making a living from initial consultation). I’ve made a copy of this post including the edit and your reply which I will happily repost under my real name if you do get google to take it down (I wonder how many other genuine replies you have squashed). As stated, this is an honest review of my initial engagement in your Newcastle office and posted so others may benefit from the “transparency” you say is your core value. Original review. Very, very disappointed with pricing disclosure! This review is about their initial engagement session ONLY! They are up front that the initial consultation will cost $500. At the meeting they go through a questionnaire that you already completed, and give a very vanilla overview of investment diversity (which i feel you could find on YouTube) this did take 1.5 - 2 hrs so wasn't rushed. They then hit you at the end with a FIXED cost of an additional $6500 (which they knew in advance but they don't tell you until you owe them $500) if you want any personalised information. They aren't accountants so that would be extra, advised that they could not be specific with which funds within your super you should invest (just quotes that domestic and international shares had the best long term returns (again easily found on YouTube)) but they do sell insurance which features heavily in the diversification talk (go figure). I can't make any comments on the returns you may make (which must be good given all the 5 star reviews) as i decided to cut losses after spending $500 as i felt uncomfortable they had failed to be upfront about the actual fee for personalised advice of $6500 more for the FIRST year. I expressed that i felt this was lack of disclosure and they thanked me and said they would look into how to better communicate before first meetings for others. I guess only future customers will find out if this is true or if they are happy taking the initial consultation fee. Only one party is more wealthy after this meeting :/
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 29/01/24
 Brendan Rae


 Elliot and his team are great. They make the process so easy and take the stress out of everything. I would absolutely recommend them.
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 29/12/23
 andrew clowes


 Elliot Watson Financial Planning has allowed me to concentrate on living and not worrying about the financial future. Easy to deal with and friendly staff
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 29/11/23
 Peter Breakwell


 Although I was not introduced to Elliot until later in my working life he gave me a clear picture of my situation and the confidence and peace of mind to move into the next chapter. His guidance with not only my business but that of my immediate family members has been invaluable.
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 29/11/23
 Blake Burgess


 Elliot and the team are absolutely amazing at what they do! Been with them for years, they are excellent at growing personal wealth & assisting to achieve your goals!
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 29/11/23
 Sue Thomas


 Jose has been working with us to ensure we will be secure in our retirement. He provides information both verbally and visually to make sure we have the full picture. We appreciate your support Jose.
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 29/10/23
 Kate Mullins


 My partner Hayden and I learnt a lot from the Financial Planning meeting we had with Jose in Maitland. We were able to ask questions about everything and Jose was happy to explain it all in detail. We both feel more comfortable about the direction to take in the future with our finances, and we will definitely be recommending Jose and Elliot Watson Financial Planning to our friends and family 🙂
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 29/10/23
 Stewart Edwards


 We've been with Elliott for around 6 years and have been very pleased with his service and advice. Heading into the retirement phase of our lives in a great position thanks to Elliott.
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 29/09/23
 Andrea Edwards


 Another very thorough time spent with Elliot. Have come away feeling happy and confident knowing that our finances are in good hands. Thank you as always.
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 29/09/23
 Jas P


 Have been with Elliot for a long time now and he's been great at setting my finances up and providing advice that's helped position me better financially. Great advisor and friend.
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 29/09/23
 gregory stiff


 Been with Elliot since 2007 and have always found him to be honest and trustworthy with the investment that I have with his company. Please keep up the excellent service and returns you get for my investment.
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 29/09/23
 Lyn Kenning


 Very happy with the Elliot and his management of my finances. He is both professional and friendly. No hesitation with recommending Elliot to take care of your financial affairs.
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 29/08/23
 Kane Sanders


 Jose and the admin staff at Elliot Watson Financial Planning have been great. Everything has been so simple and I’m feeling that I’m in very good hands. Couldn’t recommend Jose and Elliot Watson Financial Planning highly enough.
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 29/08/23
 Barbara Humphries


 I had a fantastic experience with Elliot Watson Financial Planning. Elliot is a pleasant and knowledgeable professional who provides an excellent service. He takes the time to explain everything clearly, ensuring I understand the process. I strongly recommend his services for anyone in need of financial planning.
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 29/07/23
 Erin Diggelmann


 I have been working with Jose for two years. His exceptional content knowledge and passion for supporting clients have made me feel extremely supported to make informed choices about my finances. I have always been made to feel comfortable and cared for in all my interactions with Elliot Watson Financial Planning and would highly recommend this business.
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 29/06/23
 Robert Crooks


 Jose has shown empathy and kindness when assisting us prepare my step Mums resources for her stay in a residential home. He offered well researched and professional advice it was a pleasure dealing with him.
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 29/06/23
 Aaron Burke


 I cannot speak highly enough about my experience with Elliot Watson Financial Planning during a particular challenging time in my life. From the moment I reached out to them, I was met with the utmost professionalism, empathy and expertise. I am incredibly grateful for their life changing advice and service during my time of need. Thank you for everything!
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 29/06/23
 Geoff Vane


 Jose Hernandez has expertly guided us through the complicated process of preparing for retirement. Prior to working with Jose we were quite stressed about our retirement. Jose has been able show that even with the small amount of super that we have, that we can look forward to a long and financially secure retirement. I have no hesitation in recommending Jose and Elliot Watson Financial Planning.
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 29/06/23
 Jacqui Ross


 Elliot & Jose have been great from the word go! Very helpful & patient in helping us navigate the process & a wealth of knowledge. We feel very heard by them & trust in their processes and advice! Thank you Jose for your ongoing patience & taking as much time to explain things as we need. Thanks so much!
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 29/06/23
 Alistair sing


 I joined Elliott Watson 8 months ago and it's been fantastic to come back for my financial wrap up and see everything laid out in simple, easy to understand terms. I now have a record from where I've started and data based predictions for what i can achieve. Recommended protocols have now been put in place and I'm excited to see what the future holds. Thanks Jose and the team.
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 29/06/23
 Kim Hockley


 Jose has assisted us greatly to get on track financially and plan for our future. Jose provided quality advice and connected us with other professional services to ensure our future is secure and on track for early retirement. Jose is a very informative and personable financial advisor who answers all questions promptly and thoroughly. We will continue to return for Jose's advice moving forward to ensure we stay on track. We can't recommend Jose enough as an advisor. Thank you!
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 29/06/23
 david tomek


 Very happy with the service I have had from Jose. He takes the time to get to know his clients and makes you feel comfortable and confident that he understands your goals. Have recommended him to friends and will continue to do so in the future
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 29/06/23
 Kerrie McMahon


 Very happy with Jose and the team. He has sorted out my financial issues for two years now, always available if you need to speak to him and explains things very well. Pleasant to deal with.
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 29/06/23
 Jonathon Bell


 Since starting with Elliot both my own and my wife’s financial stability has grown beyond where we could have thought. Obtaining insurances to protect our work and lives as well as getting on top of every day living and superannuation is setting up very well for retirement. Very happy and look forward to the future with Elliot and his team.
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 29/06/23
 KAREN MULLER


 Jose has been advising me for 2 years now and during that time he has been a great support in helping me keep on track with my financial goals. It is very reassuring to know that he’s only a phone call away should I need expert advice on a big financial decision.
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 29/06/23
 Margaret Smith


 We have been working with the team at Elliot Watson Financial Planning since 2016. They helped us through a number of financial events, helping us get through life's challenges and setting us up for our future. We find them professional, friendly and are strongly recommended.
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 29/06/23
 Abraham Edwards


 Jose at EWFP has been a great help in providing my partner and I ongoing financial advice and investment management for the last few years. The business came highly recommended from a family member, and I also highly recommend them.
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 29/06/23
 Tahnee tomek


 Jose has always been super helpful, professional and efficient and has helped us to achieve our objectives. Highly recommend if you are looking to gain some clarity and advice on financial planning and investment options.
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 29/06/23
 Andrew Newman


 Elliot was very approachable and helpful in our consultation. He was very supportive of our future vision for our lives and he demonstrated great knowledge in how we can achieve our financial goals.
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 29/06/23
 Rechelle Purvis


 Jose was wonderful in regards to helping us plan for our future. We have young children and it’s made us feel secure in our, and their futures. We would not hesitate to refer him to friends and family
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 29/06/23
 Grant Williams


 Jose and his team have been professional, consistent and supportive since our initial consult. Constant communication, and regular updates to keep in touch and on top of changes. A friendly and driven team, who are happy to understand the importance of YOUR needs and those of your family.
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 29/06/23
 Brenden Burley


 Elliott and the Team are highly responsive and very knowledgeable. The key performance of the team is easily seen through its positive Synergy and utilisation of a highly responsive network both internal and external of Elliott Watson Financial Solutions. I am very happy to refer continued business to the team and have a long standing relationship with its personnel. Thanks to the Team. Top Stuff, keep it up !
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 29/06/22
 Glen Blanch


 I have been a client at Elliot Watson Financial Planning for over 5 years. Elliot is knowledgable, easily contacted, listens to my queries, takes appropriate action on my concerns and gives proactive advice. I am very pleased to refer Elliot and all his staff - they are professional, friendly and have my best interests in hand.
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 29/06/22
 Jelinda M


 Elliot has been advising me for around 4 years and during that time he has been a great support in helping me keep on track with my Financial goals. It is very reassuring to know that he’s only a phone call away should I need expert advice on a big financial decision. I’ve leant a lot from him over the years. His professionalism is outstanding. I look forward to continuing our working relationship in the years ahead.
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 29/06/20
 Mark Birdsall


 Elliot has been offering sound financial advice to me for 10 years. I have trusted him implicitly with the majority of decision making and it has been sound advice. Apart from the niceties of cooperation, good office ethics and a positive attitude, Elliot is great to work with, as are his team who look after the finer and very important details. I recently required a fast response and it was actioned immediately. Very impressive. I always find Elliot positive and enthusiastic at our review meetings. He remembers finer details and has always impressed me with his non-judgemental approach. He is realistic and understands the realities of budgeting. If you want to work with a bright, efficient team, I wholly recommend Elliot Watson Financial Planning. Sincerely, Mark Birdsall
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 29/06/19
 Aaron Spinks


 Elliot and his team are a pleasure to deal with. They take time to understand our needs, ensure we are well informed regarding investment and estate planning and ensure we are comfortable with any descion before proceeding. I would happily recommend Elliot Watson to any of my friends and family.
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 29/06/19
 Todd Lawrence


 Elliot is a very forward thinking person, always looking out for my best interests. I have been a client of Elliot's for a number of years and have never second guessed any of his advice , I am very pleased with the results I have achieved from his guidance. Elliot has always given the time needed to explain information or answer any questions that I have had in a way that is easily understood. I highly recommend Elliot to anyone looking for financial advice.
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 29/06/18
 Sarah R


 I had an initial planning appointment with Elliot and Jose in 2020; where it was quickly identified that ongoing financial planning would not be beneficial for my then circumstances.
 
 Jump to 2025, my day to day financial position is in a place where I require additional guidance to grow/invest my savings to purchase a home, start reviewing my superannuation for my eventual retirement and take steps to kick off estate planning.
 
 The appointments with Vikas and Izaac have been informative, and having recently met with Stephen for estate planning it is clear Elliot has built a solid business with knowledgable colleagues and partners.
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 01/01/70

Danny & Alita – Finding financial relief and confidence for their family of four

Meet Danny & Alita, a Hunter Valley family of four who’ve been trusting Watson Wealth since 2017! Like many families, they’ve faced the stress of juggling bills and planning for…

Lauren & Kieran – Achieving long-Term financial goals

We’re thrilled to share the journey of our clients, Lauren & Kieran! They reached out to us because they wanted to take their financial planning to the next level and…

Fay – Financial confidence and building wealth

Meet, Fay, who has taken substantial steps toward securing her financial future! Through a recommendation from her friend, Fay sought our professional guidance to continue building her wealth as she…

Beven & Anita – Trusted Financial Advice

“We needed someone we could trust — and we found that with Jose and the Watson Wealth team.” Beven & Anita share how partnering with Jose Hernandez, Senior Financial Adviser…

Kath – Retiring with confidence

When Kath came to see Vikas in late 2024, she was working full-time in the community care sector and worried about how she’d retire comfortably while still having a mortgage…

Rosie & Cayle – Young Couple Setting up their Financial Future including Insurances and Superannuation

When Rosie & Cayle, a young couple, first came to Elliot Watson Financial Planning, they had no idea where to start with insurance and were navigating life after a construction…

Wendy & Wayne – Tailored Retirement Strategy

After recently retiring, this dynamic duo is living their best lives, thanks to a tailored retirement strategy from Elliot Watson Financial Planning. With over 15 years of expert guidance from…

Alex & Micaella – Wealth creation for new young family

Since Alex began his journey with Elliot in 2018 as a single man, life has taken some beautiful turns. From promotions and moving into a new home, to planning their…

Alex and John – Building Wealth While Raising a Young Family

Meet Alex, who along with her husband John, are a busy couple with young children who were managing existing debt and John’s significant tax burden from his job in the mines.

Hannah and Matt – Wealth Creation for Growing Family

Hannah and Matt came to us seeking guidance to build wealth for their long-term retirement!

Ryan and Aleshia

Meet Ryan and Aleshia who are getting married later this year. José helped Ryan and Aleshia to get started with a strategy to setup their financial future that included: Building…

Frank and Ann

José helped Frank and Ann with a pre-retirement strategy, which included: aggressive debt reduction strategy, consolidating and building Superannuation for retirement, transitioning to retirement, retrenchment payment and tax minimisation. Frank…

Mirta

Mirta relocated to the beautiful Hunter Valley from Sydney and was seeking financial advice for retirement. Mirta says that she finds José's advice "Easy to understand and very positive. We…

Tony

Long-term client Tony and his family needed help when his father went into an aged care facility. We helped Tony by establishing a pension and investments to assist his father…

Simon

Simon is a plant mechanic and we're building wealth outside super and inside super. We created tax-minimising strategies as he's in a high tax bracket and we also discussed personal…

Leonie

Leonie is the daughter of an existing client, Pamela who sold her home and moved into an aged care facility. She lost the age pension due to selling her home…

Lynne

Lynne needed support sorting out her super and assets following the passing of her husband. She also wanted assistance in purchasing an investment property and we were also able to…

Rod and Rechelle

Rod and Rechelle, are a couple with young kids that had some existing debt. We restructured their assets to help minimise the tax they were paying. They were also underinsured…

Alistair

Alistair recently started a business and needed assistance in getting his financial life in order and streamlined. José helped Alistair with advice on superannuation, small business and wealth creation.

Andrew and Cindy

Andrew’s father has moved into an aged care facility. Andrew need help providing for his father after losing the age pension. José helped him with: retirement, superannuation and pension advice.

Colin

Colin was recently made redundant and needed help transitioning to retirement and minimising tax. José helped him with: retirement, superannuation and pension advice.

Ken and Brenda

Ken was recently made redundant and needed some guidance prior to retiring. José helped them with: pre-retirement planning, superannuation, and pension advice.

Kerrie

Retired nurse Kerrie talks about how financial adviser Jose Hernandez has helped her achieve her goals.

Retirement – Case Study

You have worked hard all of your life, now it’s time to sit back, relax, explore the world, start a new hobby and spend time with your grandchildren. During retirement…

Dylan

Starting Out

Glen & Alison

Superannuation

Brendon & Susie

Young Family

Brendan

Starting Out

Paul & Marg

Pre-Retirees

Todd & Katy

Double Income No Kids

Rod

Small Business

Kathleen

Small Business

Shane & Bernie

Family

Nathan

Starting Out

Dan & Kelly

Family - Special Needs

Glen & Barb

Pre-Retirees

Terry & Annette

Pre-Retirees

Jimmy & D

Family Life

SEE CLIENT CASE STUDIES