b'Aspire.Advance.Achieve.MAITLAND HQ NEWCASTLE1/1 Elgin Street, Maitland NSW 2320 Suite 5, 19 Kenrick Street,PO Box 146, Maitland NSW 2320 The Junction NSW 2291admin@watsonwealth.com.au SINGLETON02 4038 1623 9/174 John Streetwww.watsonwealth.com.au Singleton NSW 2330The information within, including tax, does not consider your personal circumstances and is general advice only. It has been prepared without taking into account any of your individual objectives, financial solutions or needs. Before acting on this information you should consider its appropriateness, having regard to your own objectives, financial situation and needs. You should read the revant Product Disclosure Statements and seek personal advice from a qualified financial adviser. The views expressed in this elpublication are solely those of the author; they are not reflective or indicative of the licensees position, and are not to be attributed to the licensee. They cannot be reproduced in any form without the express written consent of the author. Elliot Watson Financial Planning Pty Ltd is a Corporate Authorised Representative of RI Advice Group Pty Ltd, ABN 23 001 774 125 AFSL 238429.'