Estate planning might sound like something only wealthy people worry about, but almost everyone should think about what happens to their money and belongings after they die. If you have ever wondered what a testamentary trust is, this guide explains…
Moving into aged care is rarely an easy decision. It often happens after a fall, a diagnosis, a hospital stay, or a period of carer burnout. Families are then asked to make major emotional, financial and legal decisions in a…
High-risk investments can play a role in some portfolios, but they aren’t right for everyone. They can offer higher returns, but they can also fall sharply in value, become hard to sell, or result in a partial or total loss…
Saving a home deposit is still one of the biggest hurdles for first home buyers. The latest ABS lending data shows first home buyer loan activity lifted again in the December quarter of 2025, but the value of those loans…
There are various different types of investments available in Australia, but no single option suits everyone. The right mix of investments depends on your financial goals, time horizon, need for cash access, and comfort with risk. In most cases, strong…
Superannuation, or just “super”, is money set aside for you while you work, so you can live off it when you retire. In Australia, employers must pay a percentage of your wage into your super account. This money is invested…
If you have ever asked yourself, “How much super do I need to retire?” you’re not alone. It’s one of the most common retirement questions Australians ask, and the answer depends on the lifestyle you want, not just your age…
Receiving a compensation payout often follows a difficult period involving a personal injury, psychological injury, or other serious health impact. Whether the payout comes from a workers’ compensation claim, a motor vehicle accident, a public liability payout, or a medical…
When starting a family, most parents plan the nursery, book medical appointments, and organise parental leave. What often gets missed is the financial plan that supports the next 20-plus years of family life. Family financial planning is the process of…
“There is nothing like staying at home for real comfort” — Jane Austen. As we age, the desire to remain in our own home surrounded by familiar routines, memories, and community grows stronger. But for many older Australians, the reality…